Terms of Service
Last updated: August 25, 2026
These Terms of Service are a contract between you and ReceiptBay for our websites, dashboard, mobile apps, and related APIs (the “Services”). If you use the Services on behalf of a company, you bind that company. A signed order form or MSA with us controls if it conflicts with these Terms.
1. Not a bank
ReceiptBay is software for capturing, storing, and analyzing receipts and item-level transaction data. We are not a bank, credit union, money transmitter, or tax advisor. Nothing in the Services is financial, tax, or legal advice. Price insights are informational and may be incomplete or wrong.
The Services are offered in the United States.
2. Eligibility and accounts
You must be at least 18. You are responsible for the credentials and for activity on the account. Notify us at support@receiptbay.com if you believe the account is compromised.
3. Your receipts
You retain ownership of receipt images and files you upload. You grant ReceiptBay a worldwide, non-exclusive license to host, process, extract from, and display that content as needed to operate the Services, and to use de-identified item, price, merchant, and coarse region data as described in the Privacy Policy — including anonymous community price metrics shown to other users and business customers.
You represent you have the right to upload what you upload (your own receipts, or receipts you are authorized to handle).
4. Acceptable use
- No scraping, load testing, or access except through our published interfaces.
- No uploading malware, or receipts you do not have the right to process.
- No attempting to re-identify de-identified community price data.
- No using the Services to violate law, including fraud or consumer-protection rules.
5. Connected services
Bank, retailer, and accounting connections are optional and subject to those providers’ terms (for example Plaid). We are not responsible for their outages or for data they send us at your direction.
6. Intellectual property
The Services, including parsers, catalogs, and aggregated metrics we produce, are owned by ReceiptBay and its licensors. These Terms do not grant you a license to our marks or to the aggregated dataset except as needed to use the product.
7. Disclaimers
THE SERVICES ARE PROVIDED “AS IS.” WE DISCLAIM ALL WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT, TO THE MAXIMUM EXTENT PERMITTED BY LAW. OCR and merchant matching will misread receipts. Totals, taxes, and price comparisons may be wrong. Do not rely on the Services as a system of record for tax, warranty, or chargeback without checking the original image.
8. Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, RECEIPTBAY WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST DATA, OR RECEIPT IMAGES ONCE DELETED AT YOUR REQUEST.
Some states do not allow certain limitations. They apply to the fullest extent permitted. These Terms do not limit liability that cannot be limited under applicable U.S. law (including liability for fraud or for death or personal injury caused by negligence, where that limit is forbidden).
9. Indemnity
You will indemnify ReceiptBay against claims arising from your content, your connected accounts, or your violation of these Terms.
10. Termination
You may stop using the Services and request deletion under the Privacy Policy. We may suspend or terminate for violation, risk, or discontinuation of the product. Sections that by nature should survive (IP, disclaimers, liability, indemnity) survive.
11. Changes
We may update these Terms by posting them here. Continued use after the effective date is acceptance. If you do not agree, stop using the Services and request deletion.